Effective Date: August 2026

These Terms of Use (“Terms”) govern your access to and use of richandson.com (the “Website”), operated by William S. Rich & Son (“Rich & Son,” “we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Acceptance of Terms

By using the Website, submitting a form, or creating an account through a connected app or store, you confirm that you are at least 18 years of age and agree to comply with these Terms.

2. Description of Services

The Website provides information about William S. Rich & Son’s jewelry, pawn, buy/sell/trade, layaway, and specialty services (including jewelry repair, diamond testing, and designer bag authentication) across our New Jersey locations. Content on the Website is provided for informational purposes and does not constitute a binding offer, loan agreement, or purchase agreement.

Pawn loans, buy/sell/trade transactions, and layaway agreements are governed exclusively by the separate written agreement executed in-store at the time of the transaction, and by applicable New Jersey law. Nothing on this Website modifies or replaces those in-store agreements.

3. Use of the Website

You agree to use the Website only for lawful purposes. You agree not to:
– Use the Website in any way that violates applicable local, state, or federal law
– Attempt to gain unauthorized access to any portion of the Website or its related systems
– Interfere with or disrupt the operation of the Website
– Submit false or misleading information through any form or account

4. Intellectual Property

All content on the Website, including text, graphics, logos, images, and design elements, is the property of William S. Rich & Son or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written permission.

5. Third-Party Links and Services

The Website may contain links to or integrations with third-party services, including the MobilePawn app and, in the future, our Shopify-powered online store. We are not responsible for the content, policies, or practices of third-party services. Use of those services is governed by their own separate terms.

6. Disclaimer of Warranties

The Website and its content are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose. Product availability, pricing, and service details displayed on the Website are subject to change and confirmation in-store.

7. Limitation of Liability

To the fullest extent permitted by law, William S. Rich & Son shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Website.

8. Indemnification

You agree to indemnify and hold harmless William S. Rich & Son, its owners, and employees from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to its conflict of law principles. Any disputes arising from these Terms or use of the Website will be subject to the jurisdiction of the courts located in New Jersey.

10. Changes to These Terms

We may revise these Terms at any time. The “Effective Date” at the top of this page reflects the most recent revision. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

11. Contact Information

Questions about these Terms of Use can be directed to:

William S. Rich & Son
[Insert business mailing address]
[Insert general contact email]
[Insert general contact phone number]